Professional consulting
Perfect Solution
Successful settlement

After you spend $3,000 on purchases in the first 3 months after account opening.

Contact us

Your Reliable Finance Partner

Our clients range from first-time buyers to high net worth commercial portfolio investors as well as corporate acquisition and business developers, with complex financing requirements. Our extensive product knowledge, coupled with strong relationships with all the major mortgage lenders, funders, capital investment institutions, means we can satisfy every client need at the most suitable products, reliable and convenient service, unique experience that is unavailable directly in the market.

Explore Our services

Find the loan that suits you best!

Pre-Approval

Pre-approval is an indication from a lender that you’re eligible to apply for a home loan up to a certain limit. You’re under no obligation to take the loan, and the lender has no obligation to lend you that amount, but it can show sellers you’re serious about buying and that you’re confident you can afford the property.

Key advantages of getting for a pre-approval:

  • Provide a price range of the properties you should be looking for.
  • Setting your optimal budget upfront.
  • Confidence when negotiating your purchase or going for an auction.
  • Saving time on the formal loan application after your purchase as some of the work has already been done, so it’s a lot easier and quicker to get the loan application formally approved.

Refinance

When should you consider a refinance?

Have you asked yourself the following questions?

  • Has your home loan needs changed over time? Is your existing loan still the best one for you?
  • Would you like to consolidate other types of debts by borrowing more from the equity you gained in your home or investment property?
  • Are the interest rate and fees that you are paying for your existing home loan still competitive in the market?

If the answer is YES to any of the questions above, you might take some time to think about refinancing.

How we can help you with refinancing:

  • We will help you review your latest home loan needs and any considerations on refinancing.
  • Determine the best loan product in the market for you, and very importantly discuss with you the benefits of refinancing to the product as well as your overall refinancing cost.
  • Handled the paperwork of your refinances application from start to finish.

Construction Loan

What is a construction loan?

A construction loan is a mortgage loan product designed for those who are would like to a new home or investment property. It generally works as below:

  • You have purchased a vacant land or a land with an old house to be demolished, and then you have arranged with a builder to build a house on it in an agreed timeframe. The builder would require you to pay 5% of the total construction cost as a deposit.
  • You apply for a construction loan and the application is approved.
  • The builder commences the construction.
  • The lender releases funds to the builder as progress is made.

Features of construction loans

  • You will only be charged interest on the actual drawn down amount instead of the full loan amount. This can help you save money during the construction process.
  • Your cash flow is bettered managed as the during the construction period, it’s only interest payment.

Low Doc Loan

What is Low Doc Loan?

Low Doc Loans(Low Documentation Loans) have lots of flexibility on the required documentation. They are generally for the self-employed who may find it difficult to apply for a traditional home loan, because many businesses may write off expenses, reinvest profits back into a business which makes it difficult to show a high level of business income.

Features of Low Doc Loan:

  • Self-declared income
  • Accountant’s letter to advise on turnover and profitability
  • Good credit history for existing and previous loans
  • Potentially higher interest rate than a traditional home loan, although some products in the market offer very similar interest rates.

Commercial Property Loans

Commercial Property Loans

Arranging the correct finance can be a key element to make commercial property acquisition. We help our clients to make the most comprehensive plan to win the deal. Also, we share our insights for our clients to get higher yield and worth value.

AUSUN Finance is a Commercial Property Loans specialist that has brokers with a network of 100 plus lenders including the major banks We have a variety of commercial loan solutions that include;

  • Purchase of retail, industrial, residential and commercial property
  • Construction retail, industrial, residential and commercial property
  • Specialist securities such as child care centers, hotels, motels, caravan parks and petrol stations
  • High LVR where you can borrow up to 85% of the properties value
  • True NO DOC commercial loans up to 65% LVR up to 25 years
  • Credit impaired solutions for those with a poor credit history
  • Lease Doc for investment purchases - no financials just rental income
  • Many more options available

Car loans

Whether buying a new home, refinancing an existing home loan or investing in property, AUSUN Finance can help you to estimate what your repayments could be and help you with your financial situation. These estimates are indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose. Be sure to seek professional advice and contact your local AUSUN Finance Home Loan Specialist who can help guide you through this process.

Pre-Approval


Learn More >>

New Purchase Finance


Learn More >>

Refinance


Learn More >>

Construction Loan


Learn More >>

Low Doc Loan


Learn More >>

Commercial Property Loans

Arranging the correct finance can be a key element to make commercial property acquisition. We help our clients to make the most comprehensive plan to win the deal. Also, we share our insights for our clients to get higher yield and worth value.

AUSUN Finance is a Commercial Property Loans specialist that has brokers with a network of 100 plus lenders including the major banks We have a variety of commercial loan solutions that include;

  • Purchase of retail, industrial, residential and commercial property
  • Construction retail, industrial, residential and commercial property
  • Specialist securities such as child care centers, hotels, motels, caravan parks and petrol stations
  • High LVR where you can borrow up to 85% of the properties value
  • True NO DOC commercial loans up to 65% LVR up to 25 years
  • Credit impaired solutions for those with a poor credit history
  • Lease Doc for investment purchases - no financials just rental income
  • Many more options available
教你几招 -> 如何尽早还清贷款
4 Sep 04:30 pm

    滴水成河，粒米成箩，从年轻的时候开始慢慢积累财富，安享晚年这是许多人的规划。那么我们怎么能更快的还清贷款

如何通过分析一份流水判断贷款的成功率
28 Aug 12:33 pm

  银行流水会透露出一个人的生活习惯，消费习性，甚至能判断出你经常去的场所，是否单身，爱好等等。今天带着大家一起�

How Do Car Loans Work?

If you’re looking to buy a car, chances are, you’ve heard of a car loan. Ausun breaks down just exactly what car loans are, and how they work.

What is a car loan?

A car loan is a loan taken out for the purpose of buying a motor vehicle such as a Ute, car, 4WD, motorbike or other road vehicles. A car loan can also be known as a vehicle loan. If you don’t have enough in savings to afford to buy a car but you can afford to repay a loan in monthly installments, you might consider taking out a car loan to finance your new wheels.

There are two main types of car loans:

  1. New car loans
  2. Used car loans

How do car loans work?

Car loans may be offered by financial institutions as a standalone car loan, or personal loan, or via the redraw facility or line of credit on a home loan. You can also get a car loan from peer-to-peer (P2P) lenders and car dealers. Where you choose to go could have a big effect on the interest rate you pay on your car loan.

When you enter a contract for a car loan it will typically be for a period of one to five years. This is the amount of time over which you agree to repay the loan, generally by monthly installments. In addition to the amount you borrow, interest will also be charged on the balance owing. You can try our car loan calculator to see approximately how much your car might cost you over the term of your loan.

What is SMSF Loan?

SMSF Loan is a loan product designed for a self-managed super fund (SMSF) to buy investment property under its name. The rental income and capital gains from such an investment have to be funneled back into the SMSF itself. As a result, this will increase the superannuation for your retirement savings.

Investing in property within SMSF is very different compared to traditional investment under your own names, which has to be in accordance with the laws around SMSF borrowing. Any property investment under super fund should have a realistic income stream and prospects for capital growth.

Would like to know more about SMSF Loan?

Contact us today to have an obligation free expert consultation.

SMSF Loans

What is SMSF Loan?

SMSF Loan is a loan product designed for a self-managed super fund (SMSF) to buy investment property under its name. The rental income and capital gains from such an investment have to be funneled back into the SMSF itself. As a result, this will increase the superannuation for your retirement savings.

Investing in property within SMSF is very different compared to traditional investment under your own names, which has to be in accordance with the laws around SMSF borrowing. Any property investment under super fund should have a realistic income stream and prospects for capital growth.

Would like to know more about SMSF Loan?

Contact us today to have an obligation free expert consultation.

Get In Touch

Reach out to us & we will respond as soon as we can.

© Copyright 2020 | Bogong Capital All rights reserved

Top